Terms & Conditions

Version 1.0 · Last updated: 26 August 2026

Welcome, and thank you for your interest in Lendo (“Lendo,” “we,” or “us”) and our website, along with our related websites, hosted applications, mobile or other downloadable applications, and other services provided by us (collectively, the “Service”). These Terms & Conditions are a legally binding contract between you and Lendo regarding your use of the Service.

Please read the following terms carefully:

By clicking “I Accept,” or by downloading, installing, accessing, or otherwise using the Service, you agree that you have read and understood, and as a condition of your use of the Service, you agree to be bound by these Terms and Conditions, including Lendo’s Privacy Policy (together, these “Terms”). If you are not eligible, or do not agree to these Terms, then you do not have our permission to use the Service. Your use of the Service, and Lendo’s provision of the Service to you, constitutes an agreement by Lendo and by you to be bound by these Terms.

Texts & Calls Notice. You agree to receive texts and calls from or on behalf of Lendo at the phone number you provide to us. These texts and calls may include marketing or operational information. You understand and agree that these texts and calls may be considered telemarketing under applicable law, may be sent using an automatic telephone dialing system or other automated technology, and your consent is not a condition of any purchase.

Acknowledgement of Risk. You acknowledge and agree that there are risks associated with using User Items rented from other users, participating in experiences offered through the Service, using an internet-based marketplace, and interacting with other users in person, as outlined in these Terms.

1. Lendo Service Overview

The Service provides a platform that facilitates access to short-term rentals of equipment, goods, and other items, as well as experiences, by connecting users seeking to rent or participate in such offerings (“Customers”) with users, businesses, hosts, or providers offering equipment, goods, or experiences through the Service (“Providers”).

Lendo is a technology platform that facilitates connections between Customers and Providers. Lendo does not generally own, manufacture, operate, or directly provide the User Items or Experiences offered through the Service.

User Items may include, without limitation, cameras, drones, bicycles, electric scooters, gaming consoles, outdoor equipment, musical instruments, and other goods offered through the Service. Experiences may include, without limitation, Nile boat rides, felucca trips, horse tours, sightseeing activities, and other experiences offered by Providers.

The specific details, availability, pricing, conditions, and descriptions of any User Item or Experience are provided by the applicable Provider through the Service.

Any communication or transaction between you and a Provider or Customer, including fees, the quality, safety, legality, condition, availability, or suitability of any User Item or Experience, is subject to the applicable agreement and the information provided through the Service.

Lendo may provide tools, verification processes, payment services, customer support, dispute-management mechanisms, reviews, ratings, and other features intended to improve the experience and trust of users. However, these features do not constitute a guarantee or endorsement of any Provider, User Item, or Experience.

2. Eligibility

You must be at least 18 years old to use the Service.

By agreeing to these Terms, you represent and warrant that:

  1. you are at least 18 years old;
  2. you have not previously been suspended or removed from the Service; and
  3. your registration and use of the Service comply with all applicable laws and regulations.

If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind that entity to these Terms.

3. Accounts and Registration

To access most features of the Service, you must register for an account.

When registering, you may be required to provide information such as your name, email address, phone number, identification information, or other contact information. You agree that all information you provide is accurate, complete, and not misleading, and that you will keep it accurate and up to date.

You are solely responsible for maintaining the confidentiality of your account and password and for all activities occurring under your account.

If you believe your account is no longer secure, you must immediately notify Lendo.

Lendo may require identity verification or additional information where reasonably necessary for security, fraud prevention, regulatory compliance, payments, or the proper operation of the Service.

4. General Payment Terms

Certain features of the Service require payment.

Before completing a transaction, you will have an opportunity to review the applicable price, fees, taxes, and other charges.

Unless otherwise specified, all applicable fees will be displayed to you before payment.

4.1 Price

Lendo may facilitate pricing determined by Providers or establish pricing for certain services, fees, commissions, or platform features.

Lendo may change its fees from time to time and will provide reasonable notice where required by applicable law.

Promotional offers may be provided to selected users and may be subject to additional terms.

4.2 Authorization

You authorize Lendo and/or its applicable payment service providers to charge the payment method associated with your account for amounts relating to transactions, services, applicable fees, taxes, deposits, replacement costs, or other amounts you owe under these Terms.

Where applicable, Lendo or its payment providers may place a pre-authorization or temporary hold on your payment method.

4.3 Delinquent Accounts

If an amount remains unpaid, Lendo may suspend or terminate access to the Service.

Lendo may also seek collection of amounts owed, including applicable processing, chargeback, or collection costs where permitted by law.

4.4 Refunds and Cancellations

Refund eligibility depends on the applicable cancellation policy, booking terms, Provider policy, and circumstances of the transaction.

Where no refund is expressly provided, payments may be non-refundable to the fullest extent permitted by law.

Lendo may provide refunds, credits, or other remedies at its discretion or where required by applicable law.

4.5 Replacement and Damage Costs

If a Customer fails to return a User Item, returns it late, damages it, loses it, or destroys it, Lendo or the applicable Provider may seek payment for reasonable repair, replacement, late-return, or related costs, subject to applicable law and the applicable transaction terms.

5. Licenses

5.1 Limited License

Subject to your continued compliance with these Terms, Lendo grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for its intended purpose.

5.2 License Restrictions

Except where prohibited by applicable law, you may not:

  • reproduce, distribute, publicly display, or create derivative works of the Service;
  • modify the Service;
  • reverse engineer or attempt to obtain the source code;
  • circumvent security or access-control mechanisms;
  • use automated systems to access or collect data from the Service; or
  • use the Service for purposes not permitted by these Terms.

5.3 Feedback

If you provide suggestions, ideas, or feedback regarding the Service (“Feedback”), you grant Lendo a worldwide, perpetual, irrevocable, non-exclusive, royalty-free right to use such Feedback for any lawful purpose, including improving the Service and developing new products or services.

6. Ownership; Proprietary Rights

The Service and all materials provided through it, including software, designs, graphics, trademarks, logos, text, databases, interfaces, information, and other materials (“Materials”), are owned by Lendo or its licensors and are protected by applicable intellectual property laws.

Except as expressly permitted by these Terms, you may not use, reproduce, modify, distribute, or exploit the Materials without Lendo’s prior written permission.

7. Third-Party Services and Websites

The Service may contain links, integrations, payment services, maps, communication tools, social-media features, or other services provided by third parties.

Third-party services are not controlled by Lendo, and Lendo is not responsible for their content, availability, security, or practices.

Your use of third-party services may be subject to their own terms and privacy policies.

8. User Content

8.1 User Content Generally

Users may upload or publish listings, descriptions, photographs, videos, reviews, messages, ratings, and other materials (“User Content”).

You retain ownership of User Content that you own, subject to the licenses granted under these Terms.

8.2 License to Lendo

By submitting User Content through the Service, you grant Lendo a worldwide, non-exclusive, royalty-free, fully paid, transferable, sublicensable license to host, store, reproduce, modify for formatting, display, distribute, and otherwise use such User Content as reasonably necessary to operate, promote, improve, and provide the Service.

8.3 Photographs and Images

You represent that you have all necessary rights and permissions to upload photographs and images through the Service, including any required permissions from identifiable individuals appearing in those materials.

8.4 Rights to User Content

You represent and warrant that:

  1. you own or have all necessary rights to the User Content;
  2. the User Content does not infringe the rights of any third party;
  3. the User Content does not violate applicable law; and
  4. the User Content is not fraudulent, misleading, defamatory, threatening, hateful, obscene, or otherwise prohibited by these Terms.

8.5 Content Moderation

Lendo may, but is not obligated to, monitor, review, remove, restrict, or disable access to User Content that it believes violates these Terms, applicable law, or the rights of others.

9. Communications

9.1 Text Messages and Phone Calls

You agree that Lendo may send operational communications and, where permitted by law, marketing communications to the phone number associated with your account.

You may opt out of marketing communications by following the unsubscribe instructions provided by Lendo.

Opting out of operational communications may affect your ability to use certain features of the Service.

9.2 Push Notifications

If you install the Lendo application, you may receive push notifications regarding bookings, rentals, messages, payments, safety alerts, and other Service-related activities.

You may disable push notifications through your device settings.

9.3 Email

Lendo may send transactional, operational, and promotional emails.

You may unsubscribe from promotional emails through the unsubscribe mechanism included in those emails.

10. Expected and Prohibited Conduct

10.1 Expected Conduct

By using the Service, you agree to:

  • provide accurate information;
  • communicate clearly with other users;
  • treat rented items responsibly;
  • inspect User Items before and after use where applicable;
  • use User Items only for their intended purpose;
  • comply with agreed collection and return arrangements;
  • return User Items on time and in substantially the condition in which they were received, subject to normal wear and tear;
  • report damage, loss, theft, safety concerns, or other incidents promptly; and
  • comply with applicable laws and regulations.

10.2 Prohibited Conduct

You may not:

  • use the Service for illegal purposes;
  • provide false or misleading information;
  • impersonate another person or entity;
  • access another user's account without permission;
  • harass, threaten, or harm another user;
  • engage in fraudulent activity;
  • use the Service to infringe intellectual property rights;
  • collect personal information about other users without consent;
  • distribute malware or harmful code;
  • interfere with the operation or security of the Service;
  • use bots, crawlers, scraping tools, or automated systems to collect data without Lendo’s permission;
  • circumvent fees, payment systems, or security mechanisms;
  • use the Service to advertise unrelated products or services without authorization; or
  • attempt to assist another person in violating these Terms.

11. Intellectual Property Rights Protection

Lendo respects intellectual property rights and expects users to do the same.

If you believe that content available through the Service infringes your intellectual property rights, you may contact Lendo with sufficient information to identify the allegedly infringing content and the rights involved.

Lendo may remove or restrict access to content that it determines, in its discretion, violates applicable law or these Terms.

Lendo may terminate accounts of users who repeatedly infringe intellectual property rights.

12. Modification of Terms

Lendo may modify these Terms from time to time.

Material changes may become effective after reasonable notice to existing users where required by applicable law.

Your continued use of the Service after the effective date of revised Terms constitutes acceptance of those Terms.

If you do not agree with the revised Terms, you should stop using the Service and may terminate your account.

13. Term, Termination, and Modification of the Service

13.1 Term

These Terms become effective when you accept them or first access or use the Service and remain effective until terminated.

13.2 Termination

Lendo may suspend or terminate your account or access to the Service if:

  • you violate these Terms;
  • you engage in fraudulent or abusive activity;
  • your use creates a security or legal risk;
  • required by applicable law; or
  • Lendo determines that termination is reasonably necessary to protect the Service, users, or the company.

You may terminate your account at any time through the available account settings or by contacting Lendo.

13.3 Effect of Termination

Upon termination:

  • your right to access the Service ends;
  • you remain responsible for amounts owed before termination;
  • applicable obligations that by their nature should survive termination will remain effective; and
  • Lendo may retain information as required or permitted by law and its Privacy Policy.

13.4 Modification of the Service

Lendo may modify, suspend, or discontinue any part of the Service, temporarily or permanently, including features, categories, listings, payment methods, or other functionalities.

14. Indemnity

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Lendo and its affiliates, directors, officers, employees, contractors, agents, and partners from claims, damages, liabilities, losses, costs, and expenses arising from:

  1. your use or misuse of the Service;
  2. your violation of these Terms;
  3. your violation of applicable law;
  4. your violation of third-party rights;
  5. your User Content;
  6. disputes between you and another user; or
  7. damage, loss, or misuse of User Items or Experiences resulting from your conduct.

15. Provider Protection and Coverage

Lendo may, at its discretion, provide limited protection, reimbursement, or coverage to eligible Providers for certain loss, damage, or theft involving User Items rented through the Service.

Any such protection is subject to separate eligibility requirements, limitations, exclusions, claim procedures, and maximum amounts established by Lendo.

Providers must report qualifying incidents within the applicable reporting period and may be required to provide:

  • a detailed description of the incident;
  • photographs or other evidence;
  • proof of ownership;
  • receipts or evidence of repair or replacement costs;
  • identification documents; and
  • any other information reasonably requested by Lendo.

Coverage may not apply to certain categories of items, including but not limited to:

  • motor vehicles;
  • real estate;
  • consumable or perishable goods;
  • illegal goods;
  • weapons;
  • cosmetic damage;
  • normal wear and tear;
  • cleaning costs;
  • lost income;
  • damage occurring outside the applicable rental period; or
  • items requiring specific insurance or licensing where such requirements have not been satisfied.

Lendo does not guarantee that any Provider will receive reimbursement or coverage.

16. Disclaimers; No Warranties by Lendo

The Service is provided on an “as is” and “as available” basis to the fullest extent permitted by law.

Lendo does not guarantee that:

  • the Service will always be available;
  • listings or information provided by users will always be accurate;
  • User Items will always be available or in a particular condition;
  • Experiences will always meet your expectations;
  • users are trustworthy or suitable for a particular transaction;
  • the Service will be uninterrupted or error-free; or
  • all transactions will be completed successfully.

Lendo is a marketplace and technology platform and is not generally the owner, manufacturer, seller, rental provider, operator, or insurer of User Items or Experiences offered by third parties.

Users are responsible for evaluating the suitability, safety, legality, and condition of User Items and Experiences before using them.

17. Limitation of Liability

To the fullest extent permitted by applicable law, Lendo and its affiliates, directors, officers, employees, agents, and partners will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to:

  • your use or inability to use the Service;
  • your interaction with another user;
  • User Items;
  • Experiences;
  • transactions between users;
  • loss or damage to property;
  • personal injury; or
  • loss of profits or business opportunities.

To the fullest extent permitted by law, Lendo’s aggregate liability arising from or relating to the Service or these Terms will be limited to the greater of:

  1. the amount you paid directly to Lendo during the twelve months preceding the event giving rise to the claim; or
  2. an amount determined by applicable law.

Nothing in these Terms excludes liability that cannot legally be excluded or limited under applicable law.

18. Customer Acknowledgement, Release, and Waiver

As a Customer, you acknowledge that:

  1. you are using an online marketplace;
  2. you may interact with individuals or businesses you do not personally know;
  3. User Items may involve inherent risks;
  4. Experiences may involve physical, environmental, transportation, or other risks;
  5. Lendo does not guarantee the conduct, qualifications, reputation, or suitability of every Provider;
  6. you are responsible for taking reasonable precautions when interacting with Providers; and
  7. you assume the risks associated with using User Items and participating in Experiences, except to the extent such risks cannot legally be waived.

You agree, to the fullest extent permitted by law, to release Lendo and applicable Providers from claims arising from ordinary risks associated with transactions, User Items, or Experiences, except for claims involving gross negligence, willful misconduct, fraud, or liabilities that cannot legally be excluded.

19. Provider Acknowledgement, Indemnification, Release, and Waiver

As a Provider, you acknowledge that:

  1. providing User Items or Experiences to Customers may involve risks;
  2. you are responsible for ensuring that your User Items and Experiences comply with applicable laws and regulations;
  3. you are responsible for the accuracy of your listings and descriptions;
  4. you are responsible for obtaining any licenses, permits, insurance, or approvals required by law;
  5. you are responsible for communicating relevant safety instructions and restrictions to Customers; and
  6. you are responsible for your interactions with Customers and for complying with your obligations relating to User Items and Experiences.

You agree to indemnify Lendo for claims arising from your User Items, Experiences, representations, negligence, misconduct, or violation of applicable law, to the fullest extent permitted by law.

20. Dispute Resolution

Any dispute arising between you and Lendo relating to these Terms or the Service will be resolved in accordance with applicable law and the dispute-resolution procedures specified by Lendo.

Where legally permitted, Lendo may require disputes to be resolved through individual arbitration rather than through class or representative proceedings.

Nothing in this section limits rights or remedies that cannot legally be waived.

21. Miscellaneous

21.1 Entire Agreement

These Terms, together with Lendo’s Privacy Policy and any Additional Terms applicable to specific features of the Service, constitute the entire agreement between you and Lendo regarding your use of the Service.

21.2 Governing Law

These Terms will be governed by the laws applicable to Lendo’s principal place of business and the jurisdiction specified in any applicable agreement between you and Lendo, without regard to conflict-of-law principles, to the extent permitted by applicable law.

21.3 Privacy Policy

Lendo’s Privacy Policy explains how Lendo collects, uses, stores, and processes personal information and is incorporated into these Terms.

21.4 Additional Terms

Certain features, services, promotions, payment methods, or Experiences may be subject to additional terms.

21.5 Language

These Terms are published in English and Arabic. The Arabic version is provided for convenience. In the event of any conflict or inconsistency between the two versions, the English version governs to the extent permitted by applicable law.